These materials were developed by APMAS for socio economic development programs. The material is now made available free of cost to organizations and individuals involved in socio-economic development subject to the terms and conditions listed below:

1. This material is provided exclusively for use in development programs and should not be used for any commercial purpose.

2. Reproduction of full or part of these materials can be made with written approval of CEO/ED of APMAS.

3. Any reproduction of the material must acknowledge APMAS as the original authors of these materials and retain the APMAS logo on the cover page.

4. Any modifications/enhancements/ changes made to these materials must be shared with APMAS.

5. Materials made available online by APMAS may be revised as deemed fit by APMAS.

6. APMAS will not be responsible for any legal issue that arises from the use of these materials in any way by those who download them.